Golden Cow's biggest mistake was surrounding himself with complete idiots, inexperienced realtors, actual NN agents and alcoholics. I actually think he realizes that now and will try and professionalize the operation.
But so far his peace efforts have not helped anybody, and certainly been far less than what Europe has achieved.
One good side effect, though is that the Ukrainians are trying to see what they can achieve without spending billions on US hardware. So if they can shut down shopping and transport in North Lagos for a few days with a couple of drones that is an awesome outcome.
The cashless thing has been pushed by banks, government and big Tech relentlessly since March 2020. They want your data. It is good that the downsides become apparent to voters (or in north Nigeria, the public, who cannot vote.)